Imagine opening your bank account in early 2025 and seeing an extra $400 deposited — just because of inflation. Sounds too good to be true? It’s actually happening in several states right now. Keep reading to see if your state is sending these checks!
What Are the 2025 Inflation Refund Checks?
These are one-time surplus or inflation-relief payments some states are issuing in late 2024 and early 2025. They’re basically “thank-you” rebates from budget surpluses or special relief funds — not federal stimulus, but real money going straight to residents.
Which States Are Sending $400 Checks?
So far, the standout is Colorado with its TABOR refunds. Other states have different amounts, but many people are searching for the rumored $400 level.
| State | Amount (Single) | Amount (Joint) | Program Name |
|---|---|---|---|
| Colorado | Up to $400 | Up to $800 | TABOR Refund |
| Alaska | $1,312 | Same | Permanent Fund |
| New Mexico | $500 | $1,000 | 2024 Rebate |
| California | $200–$1,050 | Varies | Middle Class Refund |
| Georgia | $250–$500 | Same | Surplus Refund |
Eligibility Requirements You Must Meet
In Colorado (the main $400 program):
- Filed a 2023 Colorado state tax return
- Lived in Colorado full year 2023
- Income under certain limits (most people qualify)
- Not claimed as a dependent
Super simple — if you paid Colorado taxes, you’re probably in.
Exact Payment Dates for 2025
Colorado TABOR 2025 refunds:
- Paper checks mailed: January – March 2025
- Direct deposit: As early as late January 2025
Other states still finalizing schedules, but most payments start Q1 2025.
How the Money Is Being Delivered
- Direct deposit (fastest — 1–2 weeks)
- Paper check by mail
- Some states use debit cards
Pro tip: Update your address with the state revenue department NOW.
Comparison: 2025 Refunds vs Past Stimulus Checks
| Feature | Federal COVID Stimulus | 2025 State Refunds |
|---|---|---|
| Amount | $1,200–$1,400 | $200–$1,400 |
| Source | Federal government | State surplus |
| Taxable? | No | Usually no |
| Need to apply? | No (automatic) | Sometimes file return |
| Speed | Weeks to months | Jan–April 2025 |
Little-Known Facts & Numbers
- Colorado has returned over $9 billion through TABOR since 1992
- 2025 refunds are 30% higher than last year because of inflation adjustment
- Over 2.4 million Coloradans got money last round
Expert Tips to Make Sure You Get Paid
- File your 2023 state taxes even if you don’t owe
- Set up direct deposit with your state
- Check your state revenue website in December
- Don’t fall for scam texts asking for SSN
Frequently Asked Questions
Q: Is this a federal $400 check?
A: No, these are state-level refunds. No new federal stimulus in 2025.
Q: Will I get $400 if I just moved to Colorado?
A: Only if you lived there full-year 2023 and filed taxes.
Q: Is the money taxable?
A: In most states including Colorado — no.
Final Thoughts – Don’t Leave Money on the Table
These $400 (and larger) inflation refund checks are real, no-strings-attached money heading to millions of households in early 2025. Check your state’s revenue website today, make sure your 2023 return is filed, and set up direct deposit. Free money doesn’t come around often — grab it while it’s here!