Every year, VA disability compensation gets a cost-of-living adjustment (COLA). For 2025 it’s 2.5%, and the first increased payment lands December 31, 2025 (for December). That’s why so many veterans are suddenly seeing $4,196 — the new 100% rate for a single veteran with no dependents.
Why the Big Jump to $4,196 in December 2025?
The 2024 rate for 100% was $3,831.30. Add the 2.5% COLA and you land at exactly $4,196.13 starting with the December payment. It’s the biggest single-month jump most veterans have ever seen!
2025 VA Disability Pay Chart (10%–100%)
| Disability Rating | Veteran Alone | + Spouse | + Spouse & 1 Child | + 1 Parent | + 2 Parents |
|---|---|---|---|---|---|
| 10% | $171.23 | — | — | — | — |
| 30% | $537.42 | $600.42 | $648.42 | $579.42 | $621.42 |
| 50% | $1,102.04 | $1,209.04 | $1,287.04 | $1,173.04 | $1,244.04 |
| 70% | $1,759.19 | $1,908.19 | $2,021.19 | $1,873.19 | $1,987.19 |
| 100% | $4,196.13 | $4,425.59 | $4,566.74 | $4,368.70 | $4,541.27 |
Payment Schedule: When December Money Hits
- December 1, 2025 payment → Old 2024 rates (for November)
- December 31, 2025 payment → NEW 2025 rates (for December) – this is when you’ll see the $4,196 deposit!
Extra Pay Many Veterans Miss
- Each child under 18: +$70–$300+ depending on rating
- Spouse who needs Aid & Attendance: +$193 extra
- Special Monthly Compensation (SMC-K): +$136–$5,000+ per month on top
Quick 2025 Comparison Table (Veteran Alone vs 2024)
| Rating | 2024 Monthly | 2025 Monthly | Monthly Increase |
|---|---|---|---|
| 30% | $524.31 | $537.42 | +$13.11 |
| 70% | $1,716.28 | $1,759.19 | +$42.91 |
| 100% | $3,831.30 | $4,196.13 | +$364.83 |
Expert Tips to Get Every Penny
- Check VA.gov in November for your new award letter
- Update direct deposit if you moved
- File for dependents before December if you recently married/had kids
- Consider SMC if you lost a limb or are housebound
Frequently Asked Questions
Q: Is the $4,196 payment retroactive?
A: No — you only get the new rate starting with the December 31 payment.
Q: When exactly does the money hit my bank?
A: Usually the last business day of the month (Tuesday, Dec 31, 2025).
Q: I’m 100% P&T — do I still get the increase?
A: Yes! Permanent & Total still gets COLA every year.
Final Thoughts
The $4,196 VA disability payment hitting accounts this December 2025 is life-changing money for thousands of veterans. Mark December 31 on your calendar, double-check your VA.gov account, and make sure every dependent is listed. You earned these benefits — don’t leave a single dollar on the table.
Save this page, share it with your veteran buddies, and drop a comment below with your rating so we can celebrate your new monthly amount together! 🇺🇸