Cash App $12.5 Million Settlement 2025: Your Simple Guide to Eligibility, Claiming Cash, and Payout Timeline

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In an age where your phone buzzes nonstop with unwanted messages, a fresh $12.5 million settlement offers real payback for Washington folks annoyed by Cash App’s automatic texts. If you ever got a surprise “invite a friend” alert from Cash App without saying yes, this deal—known as Bottoms v. Block Inc.—could land you up to $147 without proving any big trouble.

Cash App’s owner, Block Inc., didn’t own up to mistakes but agreed to split the cash to end the fight over privacy slip-ups from late 2019 to mid-2025. The claim cutoff was November 27, 2025, so if you jumped in time, you’re on track for early 2026 money.

No need for receipts or lawyers—just basic info gets you in the door. As of November 29, 2025, the court’s final okay comes soon on December 2, paving the way for quick shares. In this beginner’s breakdown—optimized for searches like “Cash App settlement eligibility 2025” or “Bottoms v Block payout dates”—we’ll cover who fits, how claims work, when cash flows, and ways to stay scam-free. Turn those pesky pings into pocket change—let’s make it easy!

What Is the Cash App $12.5 Million Settlement? An Easy Rundown

This payout wraps up a group lawsuit against Block Inc. for letting users blast automated promo texts to contacts without clear permission. From November 14, 2019, to August 7, 2025, these messages—like “Sign up for Cash App from your buddy”—hit Washington phones, breaking state rules on unwanted calls and texts. The Telephone Consumer Protection Act (TCPA), a shield against spam, was the main beef here.

Block didn’t say “sorry” but coughed up $12.5 million to settle, plus promises to tighten text rules for three years—like better opt-outs and data checks. After paying lawyers (up to a third) and running costs, the rest goes to folks like you. It’s not about lost money; it’s for the hassle of cluttered inboxes or privacy worries. This sets a good example for money apps: Get a real “yes” before buzzing strangers. For everyday users, it’s free cash for zero effort—claimants just drop future gripes on this topic. Bottom line: If those invites bugged you, this is your fair shake without court drama.

Who Fits the Bill? Straightforward Rules for Getting Your Share

No fancy barriers—the setup grabs regular Washington people touched by the texts. It’s about location and timing, not how much you lost or used the app.

Quick Fit Checklist

  • Home Base: You called Washington home when the text landed—no visitors or moves out during that time.
  • Text Window: Got at least one promo or invite message between November 14, 2019, and August 7, 2025.
  • No Green Light: You didn’t click to allow those automatic sends upfront.
  • Your Number: The phone was yours and active then—easy to swear to.
  • Out List: Not a Block or Cash App staffer, family tie, or someone who bailed on the suit early.

Past or current app users count if they match—no need to show the text itself. The site checks against Cash App logs. Excluded? Workers, relatives, non-WA folks then, or late birds after November 27, 2025. This wide net could cover 100,000+, but your slice shrinks with more claims. Fun fact: No money harm needed; it’s the spam itself that qualifies.

Here’s a handy table to scan your match:

Fit FactorWhat Counts As YesQuick Check Tip
WA LivingIn state during text timePull old bills or voter card
Message SpanNov 2019–Aug 2025 promo/inviteHunt your text history
No Okay GivenDidn’t agree to auto-sendsThink back—no click? You’re in
Phone OwnershipYour active number hitMatches your current one? Good
No SkippersNot employee/family or opt-outSelf-scan—no ties? Eligible

Nail these? You’re set—use the site’s tool for a fast yes.

Claim Steps: How to File and What Comes Next

Deadline hit November 27, 2025, but for reference or status peeks, here’s the flow:

No-Sweat Filing Walkthrough

  1. Hit the Spot: Jump to cashappsecuritysettlement.com—official and free.
  2. Fill Basics: Drop your name, phone, email, and nod to the texts—no papers upfront.
  3. Mail Backup: For old-school, send to PO Box 2631, Baton Rouge, LA 70821, stamped by cutoff.
  4. Verify Quick: Enter details for a Notice ID if unsure—site matches to app records.
  5. Lock It In: Submit and snag your confirmation code—track with that.

No docs needed from you; they dig Cash App’s files. Rejected? Like bad dates—appeal by January 2026. Smart hack: Go digital for faster bucks.

Payout Lowdown: How Much and When You See Cash

The pot splits fair—your take hinges on crowd size, but no taxes usually (ask a pro to be sure).

Cash Breakdown

  • Under 50K Claims: Up to $147 a head.
  • 50K–85K Claims: $88 to $147 range.
  • Over 85K Claims: $88 or under.

Unclaimed bits? Back to Block. Get it via bank zap, PayPal, Venmo, or mailed check—pick at filing. First drops? Early February 2026 post-court nod.

Date Highlights

  • Text Span: Nov 14, 2019–Aug 7, 2025.
  • File Cutoff: Nov 27, 2025—done.
  • Court Wrap: Late 2025 (Dec 2 hearing).
  • Okay Notices: Early 2026.
  • Cash Start: Mid-2026 electronic; checks follow.
  • End Game: Mid-2026, delays if fights.

High turnout? Smaller slices, but still yours. Peek status on site with your code.

Scam Shields: Spot Fakes and Stay Sharp

Crooks chase these pots—bogus sites yell “pay $20 to unlock $147” or snag your SSN via calls. Signs: Surprise emails, fees asked, or off links. Real deal? Mailed or site emails only—no phone begs. Forward junk to FTC.gov or 1-877-540-7545.

For your win: Stash the cash for bills or fun—it’s hassle pay. This pushes apps to chill on spam, good for all.

Final Wrap: Grab Your Piece of the Cash App Pie in 2026

The Cash App $12.5 million settlement is a smart close to text woes, handing $88–$147 to Washington users via easy fits like state living and message dates, with claims locked by November 27 and cash flowing mid-2026. From no-proof filing to tiered shares based on turnout, it’s low-lift justice for privacy slips—proving your annoyance counts.

Filed already? Eye that site for updates and go electronic. Overlooked? Scout other suits. Pass this to a pal with old texts—shared wins beat solo gripes. As 2025 bows out, cheers to quieter phones and surprise cash—keep it real and reap the rewards!

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